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$149.00 per month
  • Unlimited Corrections/Deletions all 3 Credit Bureaus
  • Personal Online Account Access
  • Debt Validation with Creditors
  • Credit Profile Forensic Audit
  • Exclusive Credit Education
  • Access to Credit Lines
Not sure which Package is right for you? Call 1-877-547-7210 to learn more

The Prestige Credit Package is for those consumers who need accelerated and specialized services because of an impending home purchase, refinancing or restructuring of an existing loan. All of the same benefits and services listed in the Premium Credit Package is included, but is accelerated and includes Unlimited account corrections/deletions.

Your initial sign-up fee includes: Personal Online Account Access, Debt Validation with Creditors, Credit Profile Forensic Audit, Access to Credit Lines, and Exclusive Credit Education Programs. You will be billed $149 per month for our credit professionals to manage your file, which includes Unlimited Corrections/Deletions with all 3 Credit Bureaus.

If your automatic debit is not honored at your bank, all work on your account ceases, and $20 per attempt will be charged to your account. These penalties will need to be honored before resumption of your monthly commitment with us.

How long will it take?

It is a violation of the Credit Repair Organizations Act for any Credit Repair Company to quote completion times. No two reports are the same and we cannot predict the future activity on a consumer credit report. Any company quoting score increase or time to repair is acting deceptively and should be avoided.

That being said, Top Credit Doctor is committed to your success and will do everything we can to expedite your file.

Refund Policy

We want to be sure that our clients enroll with confidence. The same applies to our referring agents that have trusted us with their referrals for years. That is why we have always offered a 180 day Refund Policy.

If we have been unable to improve your credit profile after 180 days, you have followed our instructions and provided us with updated credit reports, we will refund your initiation fee less $75 per correction/deletion that has already posted to your credit report.

*The initial credit consultation is free. This determines your needs and your suitability for this particular program. The initial sign up fee of $699 is charged when you create your account at Your full consultation is next and includes a forensic audit of your three-bureau credit report, debt validation work, training on how to deal with your creditors, proprietary credit education at your own pace, and access to credit lines. The monthly fee is $149 for this service, and is billed in arrears, meaning the month in which you enter the program will not be debited from your account until the next month. Cancel any time, understanding that one more debit will occur after cancellation for the previous month’s work. No-one pays for credit restoration before the service has been completed at

By Barbara K., on February 09, 2016

This place gets results, plain and simple. I only could afford the Economy package, and with just the 3 corrections, my credit was totally overhauled. These guys are experts. If you’re in need of credit help, look no further than Edit Your Credit.

By Seth G., on February 09, 2016

Credit card debt, student loan payments, utility bills, rent, whatever you want to throw down. I had mucked it up worse than an oil spill. Now, with only the Economy package I’m back to looking squeaky clean. It’s rather amazing. If you’re on the fence, fall on the right side.

By Nancy P, on February 09, 2016

If you have any kind of credit issue, you have to call them. From price to customer service—it’s not like someone from the company is helping you—it’s like the whole company is helping you. Get yourself an Economy package.

By Andy R, on February 09, 2016

Period—this is the best. My credit was so bad that I probably wasn’t even allowed at the dollar store. When I finally found Edit Your Credit, I knew it was going to take the Prestige package. Now I couldn’t be happier.

By Victoria V, on February 09, 2016

I was charged an arm and a leg once for credit repair and basically got nothing out of it. Then I finally found Edit Your Credit, and was able to get the Economy package. I have no idea how companies don’t understand that we’re in this situation because money is tight. Thank you, Edit Your Credit!

By Den B. , on February 09, 2016

Okay—here’s the truth. My credit score was terrible. Some of it had to do with my decisions, some of it was just stuff I wasn’t aware of—but my credit had all but vanished. But this credit package—the Economy one—was a lifesaver. I’m back, and I can buy a used car finally.

By Mike, NY, on February 06, 2016

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