- 3 Corrections/Deletions with all 3 Credit Bureaus
- Personal Online Account Access
- Debt Validation with Creditors
- Credit Profile Forensic Audit
The Economy Credit Package is an outstanding implementation of credit restoration, which includes work with the three major credit bureaus (Experian, TransUnion, CSC/Equifax) to correct misleading, inaccurate, and non-verifiable information about you. It is specifically designed for customers who do not have outstanding debt problems.
Once enrolled, our experts will do a forensic audit of all three credit reports, and work with you to determine what you believe is inaccurate to formulate a calculated program that will suit your individual goals. You will learn how to negotiate your debt with creditors, learn how to achieve new, positive trade lines that can affect your score, and how to keep the bureaus from selling your personal data!
Your initial sign-up fee includes: Personal Online Account Access, Debt Validation with Creditors and a Credit Profile Forensic Audit. You will be billed $79 per month for our credit professionals to manage your file, which includes 3 Corrections/Deletions with all 3 Credit Bureaus. Each additional Correction/Deletion will be billed to your account at the rate of $75 per item.
If your automatic debit is not honored at your bank, all work on your account ceases, and $20 per attempt will be charged to your account. These penalties will need to be honored before resumption of your monthly commitment with us.
How long will it take?
It is a violation of the Credit Repair Organizations Act for any Credit Repair Company to quote completion times. No two reports are the same and we cannot predict the future activity on a consumer credit report. Any company quoting score increase or time to repair is acting deceptively and should be avoided.
That being said, Top Credit Doctor is committed to your success and will do everything we can to expedite your file..
We want to be sure that our clients enroll with confidence. The same applies to our referring agents that have trusted us with their referrals for years. That is why we have always offered a 180 day Refund Policy.
If we have been unable to improve your credit profile after 180 days, you have followed our instructions and provided us with updated credit reports, we will refund your initiation fee less $75 per correction/deletion that has already posted to your credit report.
By Kevin C., on February 09, 2016
This was amazingly simple and painless. I didn’t know much about the process, but I had been informed that I needed a ‘Forensic Audit’. The best part was, Edit Your Credit told me I could do either the Premium or the basic Economy package to care of everything I needed. A company that saves people money. Pretty cool.
By Paola R., on February 09, 2016
When I was younger, I didn’t know one thing about building credit. Actually, I didn’t really know anything, which lead to some pretty unforgettable decisions. I’m pretty grateful for Edit Your Credit—they’ve all but made my life worth living with this Premium package.
By Ian P., on February 09, 2016
You would have thought that I had made a game of lowering my credit. When I finally woke up one morning, surrounded by denied forms and letters basically threatening to rip my head off, I decided enough was enough. And in fact, with this Prestige package, it was enough. I don’t get the letter anymore. Poof!
By Ben L., on February 09, 2016
I owe Edit Your Credit for life. Their Prestige package has put me back on the map as a real human being again. Their teamwork, customer service, and hands on approach were 100% what I needed. They might as well be cardiovascular surgeons.
By Hellen, M, on February 09, 2016
I needed help with my credit super badly. I have a family that I need to put food on the table for, my children need to be put through school—I can’t have something like my credit score brining us down as a family. That’s why I reached for the Premium credit package, to be super safe. Now I can go to sleep without tossing and turning for an hour.